AML Specialist

Join us to build the best universal bank!

Bigbank is an Estonian bank with a strong international presence, operating across nine markets. We are expanding beyond lending into everyday banking, with the ambition to become a leading universal bank in our region.

What makes this journey unique is the opportunity to build core banking services from the ground up 6 using modern technologies and a next-generation platform, without the constraints of legacy systems.

If you are motivated by building something real, taking ownership, and making an impact, join us and help shape the future of everyday banking.

• Monitor customer activity through online and offline monitoring, including alerts, transactions, customer profiles, and other risk-relevant information.
• Perform customer due diligence, including ongoing and enhanced reviews, strengthened checks for higher-risk customers, and support compliant onboarding and monitoring processes.
• Analyze customer profiles and transactional behavior to identify unusual activity or potential risks related to fraud, money laundering, terrorist financing, or sanctions.
• Review PEP, sanctions, and adverse media screening results, assess potential matches, and document conclusions in a clear and structured way.
• Investigate system-generated alerts and ensure timely follow-up, escalation, and resolution.
• Prepare clear summaries of investigations, customer activity, and identified risks for further decision-making.
• Assess customer data, behavioral changes, and transactional activity to identify risk indicators and support appropriate risk mitigation measures.
• Communicate with customers and internal stakeholders to collect required information and documentation in a professional and customer-focused manner.
• Work closely with colleagues across the organization to investigate flagged cases, share insights, and strengthen prevention controls.
• Contribute to the continuous improvement of transaction monitoring, fraud prevention, and customer due diligence processes, policies, and supporting tools.

• A Bachelors degree or higher.
• 1 62 years of experience in KYC, AML, CFT, transaction monitoring, fraud prevention, or a similar area within a financial institution.
• Good understanding of financial crime, fraud, money laundering, terrorist financing, and sanctions risk typologies.
• Ability to analyze information, identify patterns, notice risk indicators, and make well-reasoned conclusions.
• Strong analytical thinking, curiosity, problem-solving skills, and confidence to work independently.
• Attention to detail, high ethical standards, responsibility, and a proactive approach to work.
• A positive attitude, willingness to learn, and ability to adapt in a dynamic environment.
• Fluency in Lithuanian and English.

• Professional and personal development opportunities in a fast-growing international bank.
• Health and well-being oriented benefits.
• Hybrid work opportunity.
• Really high team spirit 6 in 2025 employees rated it 4.6 out of 5!
• Working in an international team with great people to collaborate with check out #lifeatbigbank and #bigbankwow at Instagram.
• Additional benefits according to Bigbank Remuneration system's principals.