AML Analyst (CDD)

Millions of people across Europe are looking for better ways to build long-term wealth. We're building the platform that makes it possible. Currently we are on a journey obtain a banking license from the European Central Bank (ECB) that will open new possibilities and help us build even more trust, which is key to long-term wealth building.

If you’re excited about making investing more accessible, we'd love to hear from you.

As our AML Analyst (CDD Reviews), you’ll safeguard Mintos by conducting thorough Customer Due Diligence reviews for new and existing legal entity customers across Europe and other jurisdictions, in line with Latvian AML/CTF requirements. You’ll assess risk, perform PEP, sanctions, and adverse media screenings, analyse source of funds and wealth, and make well-reasoned, evidence-based decisions.

Working closely with Compliance and Finance teams, you’ll ensure high-quality due diligence standards that protect our platform and support our growth across multiple markets.

You will:

• Perform Customer Due Diligence (CDD) on existing, new and/or potential customers for legal entities in line with the requirements set by the Latvian legislation;
• Carry out various levels of research, investigation, depending on the complexity of the case and make a decision taking into account all information;
• Work with international customers from various international jurisdictions;
• Contribute to building AML/CTF compliance culture in Mintos;
• Provide advice and guidance with respect to the AML/CTF laws and regulations to the internal stakeholders;
• Provide support in the creation and implementation of AML processes and procedures;
• Be part of a group of highly skilled employees all dedicated to preventing financial crime;
• Have a deep understanding of and work efficiently with new compliance requirements;
• Communicate effectively and efficiently across business channels to obtain needed customer due diligence information.

• 2+ years of experience in the AML field
• Hands-on experience in conducting due diligence reviews for legal entities across Europe and other jurisdictions
• Strong knowledge of performing PEP, sanctions, and adverse media screening, as well as identifying links to high-risk and prohibited countries, including verification of proof of residence documentation
• Good understanding of source of funds and source of wealth reviews
• Ability to perform complex analysis and present the findings in a structured manner
• Excellent communication and interpersonal skills, ability to explain complicated matters in an easy way
• Strong sense of responsibility, self-motivation with the ability to work independently
• Problem-solving and decision-making skills
• Hands-on mentality, willingness to take an active role in the AML team and company
• Excellent analytical skills and attention to detail

Nice to have

• Excellent written and verbal communication skills in English. Other European language skills would be an advantage.
• Previous experience working with Latvian AML regulations would be an advantage
• Previous experience working with legal entities from European Union countries would be an advantage

• Flexibility that fits real life. We understand how important it is to stay connected with colleagues while having the opportunities to work remotely. Come to the office to collaborate and be productive side by side, work from home when you need to, and spend up to three months each year working from another country.
• Generous vacation policy. Rest and recovery are essential. We don’t limit vacation to the minimum required by law. Take the time you need to recharge and come back refreshed.
• Learning and growth. An annual €1,200 learning budget to support your professional and personal growth. Whether you want to explore something new or deepen your expertise, we’ll support you along the way.
• Very well-equipped office. Comfortable environment matters. When in the office, enjoy the parking, showers, kitchen with snacks and drinks, massage chair, nap room and others.
• Proud to be recognized for fairness Mintos was recognized by Figure Baltic Advisory for fairness and equality in compensation and representation, achieving 3rd place in 2025.
• International team of 200+ people from 17+ countries Join a diverse team where different perspectives and experiences are valued. We work across Europe, share ideas openly, and collaborate to solve meaningful challenges together.